I have always wanted to have my own house – I guess I can blame it on being on Aussie. I haven’t really given it much thought – until recently that is… Naoki and I haven’t even really discussed it because it just hasn’t been an option for us.
You see, Naoki and I have plans on moving back to Australia in the next 13 years or so. It was something we decided upon way back before we were married. I needed to know that the option of moving home was available to me. Because seriously, at the time there was no way I would have been able to marry Naoki without that option available to us.
I guess now with Baby N growing inside of me I have started thinking a lot about our future and wondering if what we are doing is right. To be honest I am starting to believe that our dream of moving home one day is very unrealistic. As sad as it makes me feel to say this but I just can’t imagine it happening.
Why?
Well for starters although I speak English to Naoki nearly 100% of the time his English is not improving at all. He still can’t communicate easily with others. He still makes grammatical mistakes in easy sentences. And I seriously think he just doesn’t have the motivation to improve… For us to move back to Australia Naoki’s english would have to improve immensely for him to find a decent job. I can’t imagine him being a house husband. He would go crazy. Also, he loves the job he has now and I can’t see him being happy in lower ranking job.
Although I have a degree in accounting I seriously believe that I will never get the chance to work in an Accounting firm. Accounting standards and practices change constantly and being an accountant involves continuous learning. As hard as this is to admit, I know that nobody in their right mind would hire me -by then a 36 year old, a 15 year old degree with no experience – over a graduate who is up to date with all the new standards and practices. I am kidding myself to even think I would be able to get a professional job in Australia. I left Australia when I was 19 years old and before that the only work experience I had, was cafe work. I don’t have ANY professional skills…
So even forgetting for a moment that neither of us would be able to get a well-paying job in Australia, the cost of living in Australia would ruin us. I mean, to buy a house in Australia, even a really, really old house, would set us back at least $300,000 or more. I guess if we were to move to a country town in the middle of nowhere we might be able to get one cheaper but if I am going to move back to Australia than I plan on living as close to my family as possible. Renting is another option but still it’s expensive. House rental these days in Brisbane, even in the suburbs, would set us back at least $300 or so a week. Add on top of that groceries, at least say $200 a week at least (because hopefully we will be a family of 6 by then), we would have no money at all. We would still need to be able to save money each paycheck for plane tickets because we have family here in Japan that we would be visiting once a year.
I have spoken to Naoki about this but he won’t talk to me about it. He still believes that we will be moving back to Australia so will not even think about buying a house in Japan.
I blame my confused state of mind on the pamphlet I received in the mail last weekend. It was for a second-hand house right near Naoki’s work. From what’s on the pamphlet it looks like our dream house. It is a 2 storey house, only 10 years old. Upstairs has 3 bedrooms, 2 verandas, a toilet and storage area in the roof. Downstairs is a lounge room, a dining room, the washitsu (Japanese style room) plus of course the kitchen, bathroom and toilet. It also has a small balcony off the lounge room. All of that for only $180,000. The loan repayments every month are only about $500. It is cheap enough that even if I never find another job we would be able to afford living there and fly home (with all 4 kids) once a year, as long as Naoki continued to get his bonuses. You would never find a house that cheap in Australia… To be honest, this house might not be our dream house – we wouldn’t know until we went and saw it. I have no idea how big the land is, if there is any carports or anything like that. But I just can’t get the stupid house out of my head.
I would love my children to grow up in a house not an apartment. I would love having a yard that Milo (and the kids of course) could run around in. I would love to have enough room for guests. I would love to have space for all the crap that we have accumulated but can’t throw out. I could go on and on about the positives about buying a house now. But the most important is that we can afford to buy a house now - we have enough already saved for a deposit (and would still have savings left over) and because of the way the economy is at the moment, Naoki is not working a lot of overtime but we can still afford the repayments.
If we bought a house now, we have a good 10 years or so before we even plan on moving back to Australia. We could get a lot of loan paid off in that time, especially if we put more than that was required every month into the loan. Maybe if we did move back to Australia, we could rent the house out? Or sell it? I don’t know…
It’s never going to happen though – as I said, Naoki won’t even think about it. But it was nice to put all my thoughts down on paper per se.
*Disclaimer to my family reading this*
THIS DOES NOT MEAN IN ANY WAY THAT I DON’T WANT TO MOVE BACK TO AUSTRALIA. IF IT WAS POSSIBLE, I WOULD MOVE BACK TOMORROW… But with Baby N on the way I really have to stop being selfish and start putting our own little family first – and at the moment I am just confused to which path we should follow…